As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. The Illinois Rental Payment Program is now closed for new application. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Download this in-depth trifold to print professionally and distribute strategically. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. % This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. You are encouraged to apply as soon as possible. Many states cover a wide variety of homes, including: Check with your local program for details. %PDF-1.7 Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. IL homeowners impacted by COVID-19 can apply for financial help This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to Have questions about utility billassistance? Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. Application information can be found on the IDHS website, here. The ILHAF team is currently reviewing and processing applications for assistance. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. 1. x]s6=3xt@c&9wimd5DK. How will I receive the aid if I am approved? PDF Pritzker Administration Announces $309 Million Assistance - Illinois Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. 0 If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's hbbd```b``z"g N}`0 Already applied for utility billassistance? Click here to find the income limits for your county. Some state HAF programs may require a servicer to pause foreclosure activity. Eligible households can apply to receive as . Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. What is the Homeowner Assistance Fund (HAF)? Necesita ayuda para ponerse al da con los pagos de su hipoteca? The new application deadline has not been announced yet. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. JB Pritzker and the Illinois Housing Development . All rights reserved. Avoid any company that does this. Topics will include: Webinars will be offered in English and Spanish. 4 0 obj This program has some income-related restrictions on which homeowners will qualify to receive funding. endstream endobj startxref This program data is updated weekly.. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. 2023 HODC. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000.